by Patch Staff
A DeKalb County Foreclosure Prevention and Intervention Workshop is scheduled for Saturday, Aug. 18, 8 a.m. to 4 p.m. at the Greater Travelers Rest Baptist Church, 4680 Flat Shoals Parkway in Decatur.
Homeowners facing foreclosure or having difficulty making monthly mortgage payments will have an opportunity to meet one-on-one with their mortgage companies or a HUD-approved housing counseling agency. Homeowners experiencing financial hardships will be provided with resources available to prevent foreclosure.
Participating servicers include:
- Wells Fargo & Co.
- Bank of America Corp.
- JP Morgan Chase & Co.
- General Motors Acceptance Corp.
HomeSafe Georgia will be on-hand to offer mortgage payment assistance to qualified homeowners.
The HomeSafe Georgia program is designed to help unemployed homeowners make their mortgage payments.
The program, administered through the Georgia Department of Community Affairs, has been available for about 1½ years.
But as 11alive.com reported earlier this year, consumers who could have benefited from it didn't know about it.
HomeSafe Georgia has two different programs that provide temporary assistance via a forgivable loan where the proceeds are used to pay your mortgage lender directly:
- Mortgage Payment Assistance
- Reinstatement Assistance
Find more information about what's needed to qualify for HomeSafe Georgia here.
Other participants in Saturday's workshop include the D&E Group and the Council for Community Enrichment.
Homeowners seeking assistance in the foreclosure prevention workshop must bring:
- IRS Form 4506T-EZ and/or last two years of tax returns
- A monthly mortgage statement
- Two most recent pay stubs for all household members contributing toward mortgage payment
- Most recent quarterly or year-to-date Profit and Loss Statement, if self employed
- Documentation of income from other sources
- Two most recent bank statements
- A utility bill showing homeowner’s name and property address
- An unemployment insurance letter, if applicable.